Insurance is an arrangement by which a company guarantees compensation for specified loss, damage, illness, or death in return for a premium payment. The following are sample types of insurance policies you should consider subscribing to:
- Life Insurance in Miami, Florida
Life insurance is a legally binding contract that pays a death benefit to the policy owner or any beneficiary when the insured person dies. However, Term life insurance is designed for a relatively short period, typically between 10 to 30 years. It ensures that a beneficiary will be paid a cash benefit by the insurer when the insured dies while the term is in effect. But the insurance guarantee ends, and a canceled payout is when the insured person outlives the term.
- Commercial Auto Insurance
It is for cars and other land-based vehicles, which are secured to provide financial protection in the event of an accident resulting in bodily injuries and any incidents involving the insured vehicle.
- Home Insurance
This type of insurance covers the expenses when something unexpected happens to your home and belongings or losses due to fire, theft, and damage due to natural causes. However, you would need a separate policy each for floods and earthquakes. You can also opt for Home Owners Insurance for your protection.
- Health Insurance
The insurance company agrees to pay the insured for any incurred medical expenses in treating an injury, a disease, or a recurring condition in exchange for payment of premiums, like Obama Care in Homestead, Florida.
For inquiries about our services, do not hesitate to approach our Insurance Experts in Hialeah, Florida. We have a dedicated team at J.E. Insurance Associates DBA Amco Insurance to serve you in the best of their efforts.
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